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Share Certificates
Make the most of your money with a Share Certificate. With competitive rates and flexible terms, certificates offer a dependable way to grow your savings. Use our certificate calculator to explore options and find a term that fits your financial goals.
Interra Share Certificate Specials
You deserve a better way to save. Open a high-yield share certificate and reach your savings goals sooner.
5-Month Share Certificate
A competitive fixed-rate share certificate special.
- 4.120% APY
- $500 minimum opening deposit
- Open to consumer and business accounts, excluding Public Funds
13-Month Share Certificate
A competitive fixed-rate share certificate special.
- 3.870% APY
- $500 minimum opening deposit
- Open to consumer and business accounts, excluding Public Funds
Other Certificate Information
We offer a variety of certificate terms to help meet both short- and long-term savings goals. Choose from flexible term options and competitive fixed rates to find an option that fits your needs.
Benefits
- $500 opening deposit & minimum balance requirement
- $100 opening deposit & minimum balance requirement - 24 Month "Youth" Certificate (under the age 18)
- Terms ranging from 91 days to 60 months
- Competitive fixed dividend rates
- Dividends can be compounded, paid by check, or credited to a checking or savings account.
- Penalty for early withdrawal
- Automatically renewable at maturity
Account Name
APY*
Rate
Min. Deposit to Open
Min. Daily Balance for APY**
Compounding Frequency
Rates are subject to change without notice. Ask us for more information on terms and fees.
OTHER TERMS AVAILABLE
A withdrawal will reduce earnings. Substantial penalty for early withdrawals.
The Annual Percentage Yield assumes the dividend will remain on deposit until maturity.
*APY=Annual Percentage Yield **Daily Balance
Rates accurate as of: 6/29/2026
OTHER TERMS AVAILABLE
A withdrawal will reduce earnings. Substantial penalty for early withdrawals.
The Annual Percentage Yield assumes the dividend will remain on deposit until maturity.
*APY=Annual Percentage Yield **Daily Balance
Rates accurate as of: 6/29/2026