.svg){kind=small}
.svg){kind=small}
.svg){kind=small}
.svg){kind=small}
.png){kind=small}
.png){kind=small}
.png){kind=small}
.png){kind=small}
Personal Savings
From Hicksville to Auburn, Edgerton, and Grabill, we offer a range of savings options supported by personal service and convenient digital access. Whether you’re building everyday savings, planning with certificates, or preparing for retirement, you’ll find flexible options designed to help you work toward your financial goals.
Regular Savings
A classic, dividend-bearing account for anyone who wants flexible access and lower minimum balance requirements. Enjoy easy online transfers and no service fees for minors, students, or seniors—perfect everyday savings for families across our four local branches.
Power Savings
Keep $2,500 or more on deposit and unlock our most powerful tiered rate, ideal for savers who want “best savings rates” without giving up liquidity. No transaction fees and anytime access mean your cash stays ready while earning more.
Hometown Savings
Bring new funds and see your balance climb with premium, tiered yields. Ideal for families transferring nest-egg funds who want higher returns without giving up local convenience.
Christmas Club
Set up automatic deposits all year and receive a check each November so holiday shopping never strains your budget. A $1 start, no fees, and earned dividends help you gift completely stress-free.
Share Certificates
Lock in fixed returns from 91 days to 5 years with as little as $500 (or $100 for youth certificates). Plan a certificate ladder in seconds with our online certificate calculator and keep every dollar local.
Bearing
- No fees to senior citizens (62 & over)
- No fees to minors & students
- 6 pre-authorized transactions allowed
Maintenance Fee of $3.00 if daily balance < $300
- Pays higher dividends
- 6 pre-authorized transactions allowed
-Pays higher dividends
-6 pre-authorized transactions allowed
- Earns regular savings rate
- Annual compound
- Check mailed annually by November 1st
Regular Savings
Account Information
- No specified opening deposit amount requirement
- $300 minimum balance requirement
- Transaction fee if daily balance < $300 & number of withdrawals> 5 per month, $1.00 fee on withdrawals >5/mo.
- $3 maintenance fee if daily balance < $300 during the month
- Earns dividends on balances =>$.01
- Deposits & withdrawals can be made at anytime
- 6 preauthorized transactions allowed
Power Savings
Account Information
- $2,500 opening deposit requirement
- $2,500 minimum balance requirement
- No transaction fees
- $7 maintenance fee if daily balance < $2,500 during the month
- Pays dividends on balances => $2,500
- Deposits & withdrawals can be made at anytime
- 6 preauthorized transactions allowed
Hometown Savings
Account Information
- Opening deposit $10,000 (To qualify, maintain $10,000 in new money or $25,000 in existing deposit account(s))
- Minimum balance requirement of $10,000 to avoid $10 monthly service charge maintenance fee
- Dividends compounded monthly
- Rates subject to change without notice
- Deposits and withdrawals can be made at any time
- 6 preauthorized transactions allowed per month
Christmas Club
Account Information
- $1 opening deposit requirement
- No minimum balance requirement
- No fees
- Earns dividends at the regular savings rate
- Dividends are paid annually when checks are produced
- Checks are mailed annually by November 1st
Share Certificates
Account Information
- $500 opening deposit & minimum balance requirement
- $100 opening deposit & minimum balance requirement - 24 Month "Youth" certificates (under the age 18)
- Terms ranging from 91 days to 60 months
- Competitive fixed dividends rates
- Dividends can be compounded, paid by check, or credited to a checking or savings account
- Penalty for early withdrawal
- Automatically renewable at maturity