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Positive Pay
Protect your business from fraud with automated verification for checks and ACH payments. Positive Pay adds a critical layer of security to catch discrepancies before funds leave your account, helping you stay in control and safeguard your cash.
What is Positive Pay
Positive Pay is an automated fraud mitigation service designed to help business members identify and prevent fraudulent transactions.
*Monthly fee applies for each service
*Monthly fee applies for each service
Advantages of Positive Pay
Automates Fraud Prevention Processes
Positive Pay automates fraud prevention by adding an additional safeguard to validate the payment details. Manually keeping track of all your checks can be an error-prone and daunting task.
Peace of Mind
Positive Pay helps reduce check fraud by identifying possible fraudulent activity. Key elements of checks presented for payment—such as check number, amount, account number, and payee—are compared with a list of valid checks issued by the company. If discrepancies are identified, the item can be reviewed before a decision is made to pay or return it. This additional layer of verification helps businesses better protect their funds.
Positive Pay automates fraud prevention by adding an additional safeguard to validate the payment details. Manually keeping track of all your checks can be an error-prone and daunting task.
Peace of Mind
Positive Pay helps reduce check fraud by identifying possible fraudulent activity. Key elements of checks presented for payment—such as check number, amount, account number, and payee—are compared with a list of valid checks issued by the company. If discrepancies are identified, the item can be reviewed before a decision is made to pay or return it. This additional layer of verification helps businesses better protect their funds.
Check Positive Pay + Payee Match
Check Positive Pay is an automated cash-management service designed to help deter business check fraud. The system matches checks presented for payment against checks issued by the company. Any suspected items are presented to the business member for review and a decision to pay or return the item.
ACH Positive Pay
ACH Positive Pay is an automated cash-management service designed to help deter ACH fraud. The service allows business members to review incoming ACH debits and, when applicable, credits before the items clear their checking account and make a decision to accept or return items with discrepancies.